CAPITAL BUSINESS FUNDING provides a fast, flexible method for improving cash flow. With our services, your business has immediate access to working capital that may normally be tied up for 30, 60 or 90 days in accounts receivable invoices. This consistent cash flow allows a company to take advantage of growth opportunities, debt reduction, or provide for daily operating expenses.
Unlike a traditional loan, receivable financing does not put debt on the balance sheet and there are no loans to repay. By selling your accounts receivable to our company (rather than borrowing from a bank), you convert one asset, accounts receivable, into another asset: CASH. CAPITAL BUSINESS FUNDING provides 80 to 90% of the total asset value up front, with the rest (minus a small funding fee) paid to the client as soon as the invoice has been paid in full.
Receivable funding can be a short-term solution or part of an ongoing financing program to help your company grow. Start-up companies benefit as well, since we don't require a long-term credit history. Best of all, our clients gain control of their financial situation by having a steady resource for immediate cash.