Frequently Asked Questions

1) what fees do you charge?

Capital Business Funding considers these factors when determining client pricing:

  • Average invoice size

  • Industry/Risk

  • Monthly billing volume

  • Average days to payment

Fees usually range from 1.25% - 1.99% monthly based on the invoice amount.

2) What is an Advance Rate?

An Advance Rate is the amount of money you receive when your invoice is purchased. The remaining balance is returned to you when your customer pays the invoice. Our standard advance rates are typically 85% of the gross value of the invoice..

3) How long does your application process take?

We respond to our requests within 24 hours of receiving the complete application.

4) Do I have to fund ALL of my receivables?

No. Our clients can choose which invoices will enable them to support their short-term working capital needs.

5) Do you require long-term contracts?

Unlike many competitors, we do not require long-term contracts, and our contracts do not contain onerous termination clauses. Our ultimate goal is to help clients grow and experience long term success. The client can choose how long to remain with Capital Business Funding. Some clients need our services for a few months…some clients have been with us for over 10 years.

6) Are there any Hidden fees?

No. Your discount fee is all inclusive. There are no add-on fees such as processing or lock box fees.